Privacy Policy

Milliloans LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Milliloans LLC when you use our trading education platform and related services (collectively, the "Service").

Information We Collect

Information You Provide to Us

• Account Information: When you create an account, we collect your name, email address, and password.
• Payment Information: When you make a purchase, we collect billing information such as your name, address, and payment card details (processed securely through Stripe).
• Profile Information: You may choose to provide additional profile information such as trading experience level and preferences.
• Communications: We collect information when you contact us for support or feedback.

Information We Collect Automatically

• Usage Information: We collect information about your interactions with our Service, including courses accessed, lessons completed, and time spent on the platform.
• Device Information: We collect information about the device you use to access our Service, including IP address, browser type, and operating system.
• Cookies: We use cookies and similar technologies to enhance your experience and collect usage data.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Process transactions and send related information
• Send technical notices, updates, and support messages
• Respond to your comments, questions, and customer service requests
• Track your learning progress and provide personalized recommendations
• Monitor and analyze trends and usage patterns
• Detect, investigate, and prevent fraudulent activities
• Comply with legal obligations

Sharing of Information

We may share your information in the following situations:

• Service Providers: We share information with third-party service providers who perform services on our behalf, such as payment processing (Stripe), hosting, and analytics.
• Legal Requirements: We may disclose your information if required by law or if we believe disclosure is necessary to protect our rights or comply with legal proceedings.
• Business Transfers: In connection with any merger, sale of assets, or acquisition, your information may be transferred to the acquiring entity.
• With Your Consent: We may share your information with third parties when you give us consent to do so.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to provide our Service, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: You can request access to the personal information we hold about you.
• Correction: You can request that we correct inaccurate personal information.
• Deletion: You can request deletion of your personal information, subject to certain exceptions.
• Portability: You can request a copy of your personal information in a structured format.
• Objection: You can object to certain processing of your personal information.

To exercise these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings, but disabling cookies may affect the functionality of our Service.

Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the privacy practices of these third-party sites. We encourage you to read their privacy policies before providing any personal information.

Children's Privacy

Our Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date. Your continued use of our Service after such changes constitutes acceptance of the updated policy.

Contact Information

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information.

European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR), including the rights mentioned in the "Your Rights and Choices" section above.